Is it permissible for a husband to be intimate with his wife if he has not fully paid her dowry?
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brightness_autoPeace and blessings be upon you.
Grand Ayatollah Sayyid Sistani (may Allah protect him):
If the dowry is partially deferred and she has received part of it, she cannot refuse to allow him access even if the due date has passed and she has not yet received the full dowry.
Source: Minhaj al-Salihin, Vol. 3, Issue 306.
Grand Ayatollah Sayyid Khamenei (may Allah protect him):
The wife may refuse to allow herself to be accessed until she receives the full immediate dowry; however, she cannot refuse other forms of intimacy.
Source: Fiqh al-Wali: On the Laws of the Wife's Dowry
May you be successful in all good.