Is it permissible to pay Zakat al-Fitr directly to a creditor to settle the debt of the debtor?
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brightness_autoPeace be upon you and God's mercy and blessings.
Grand Ayatollah Sayyid Khamenei and Grand Ayatollah Sayyid Sistani (may God protect them):
It is permissible.
May you be successful in all good.
Source:
Grand Ayatollah Sayyid Khamenei (may God protect him): Tahrir al-Wasilah - Zakat - Categories of Recipients and Their Uses - Article 16
Grand Ayatollah Sayyid Sistani (may God protect him): Minhaj al-Salihin - Vol. 1 - Zakat - Their Categories - Issue 1140